Gold IRA Eligible Metals
Not every gold or silver item belongs in an IRA. The exact coin or bullion product must fit the applicable federal exception rather than merely containing a precious metal.
What to verify
- The exact product name and mint/refiner.
- Whether the product is a coin specifically covered by statute or bullion meeting the required fineness standard.
- Who will act as IRA custodian or trustee.
- Where the asset will be held.
Collectible value can complicate the decision
Some products are sold partly for rarity, grade or collector appeal rather than metal content. A retirement buyer should understand both IRA eligibility and how the dealer price relates to metal value before purchasing.
Related: Gold IRA storage rules and dealer premiums.