Gold Dealer Premiums & Spreads
The metal price can rise while an investor still loses money if transaction friction is large enough. That is why exact buy and sell quotes matter.
Premium
A retail product may sell above its underlying metal reference value. The amount varies by product, market conditions, quantity and dealer.
Spread
The spread is the economic gap between what you pay and what you could receive when selling. Ask for a same-day buyback quote on the exact item before purchasing.
Inside an IRA
Dealer transaction pricing sits on top of account-level custody and storage costs. Compare both layers, not one fee in isolation.