IRA to Gold IRA Transfer or Rollover
For an IRA-to-IRA move, the mechanics matter. A direct trustee-to-trustee transfer is not the same as a rollover distribution paid to you.
Trustee-to-trustee transfer
IRS Publication 590-A explains that a transfer directly from one IRA trustee to another is tax-free and is not affected by the one-rollover-per-year waiting period.
Why investors often prefer direct movement
Keeping the money between financial institutions can reduce the chance of missing a deadline or accidentally creating a taxable distribution.
After the transfer
Receiving funds does not obligate you to buy a particular metal immediately. Compare eligible products, dealer pricing, storage arrangements and total fees first.