Last reviewed September 7, 2026

403(b) to Gold IRA Rollover

403(b) assets may be eligible for rollover in qualifying circumstances, but plan rules and distribution availability come first.

Ask the plan administrator

Confirm whether you have an eligible rollover distribution and whether any plan-specific restrictions or special account components apply.

Compare before moving

Review the 403(b)'s costs and investment choices against the self-directed IRA's custody, storage and transaction expenses. Moving to access physical metals can add operational complexity.

Sources & further reading