Gold and Retirement Diversification
Diversification is about how assets interact in a portfolio, not about finding one asset that always rises when another falls.
Avoid guarantee language
Gold can rise during some periods of market or inflation stress and fall during others. Historical relationships are not guarantees of future results.
Ask portfolio-level questions
- How concentrated are you already?
- How much liquidity will you need?
- What ongoing fees would the chosen structure add?
- What role is the asset meant to play?
- How would you rebalance or sell?
If you are considering physical metals inside an IRA, add custody and distribution rules to the analysis.