Investing in Physical Gold
Physical gold is simple in concept but not frictionless in practice. Purchase premiums, resale spreads, storage and insurance all affect the outcome.
Before buying
- Ask for the exact dollar price and metal weight.
- Compare the price with the current spot reference.
- Ask how the same item would be priced if sold back immediately.
- Decide where it will be stored and how it will be insured.
- Understand whether you are paying for bullion value, collectible value or both.
Inside or outside an IRA?
Direct ownership gives personal control over lawful storage. IRA ownership introduces eligibility and custody rules. Treat those as separate decisions.