:root{--ink:#142038;--ink2:#24324d;--gold:#b7872b;--gold2:#d8b96e;--cream:#fbf7ec;--paper:#fffdfa;--muted:#687386;--line:#e5dece;--soft:#f4f6f8;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.72}
a{color:#29547d;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}
.wrap{width:min(1160px,92%);margin:auto}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
.nav{min-height:76px;display:flex;align-items:center;gap:23px}.brand{font:700 1.38rem Georgia,serif;color:var(--ink);text-decoration:none;white-space:nowrap}.brand span{color:var(--gold)}
nav{display:flex;gap:17px;align-items:center;flex:1;justify-content:center}nav a{font-size:.93rem;text-decoration:none;color:var(--ink)}
.header-cta{display:inline-block;background:var(--gold);color:#121212!important;padding:10px 14px;border-radius:9px;font-size:.88rem;font-weight:800;text-decoration:none;white-space:nowrap}
.hero{padding:78px 0 58px;background:linear-gradient(180deg,var(--cream),#fff)}.hero h1{max-width:880px}
.eyebrow{font-size:.76rem;text-transform:uppercase;letter-spacing:.13em;color:#8a6420;font-weight:900}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.16}h1{font-size:clamp(2.35rem,5.5vw,4.35rem);margin:.22em 0}.article h1{font-size:clamp(2.25rem,5vw,3.6rem)}
h2{font-size:1.82rem;margin-top:1.9em}h3{font-size:1.25rem}.lede{font-size:1.17rem;color:#46516b}.hero p{font-size:1.18rem;max-width:770px;color:#46516b}
section{padding:46px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:16px;padding:23px;background:#fff}.card h3{margin-top:0}.card p{color:var(--muted)}
.article-shell{width:min(1160px,92%);margin:auto;display:grid;grid-template-columns:minmax(0,790px) 300px;gap:50px;padding:38px 0}
.article{min-width:0}.sidebar{padding-top:48px}.sticky{position:sticky;top:104px}
.sidebox{border:1px solid var(--line);border-radius:15px;padding:20px;margin-bottom:18px;background:var(--paper)}.sidebox h3{margin-top:0}.sidebox ul{padding-left:19px;margin-bottom:0}
.breadcrumbs,.meta{font-size:.89rem;color:var(--muted)}.breadcrumbs{margin-bottom:8px}
.disclosure,.note,.warning,.cta{border-radius:14px;padding:20px 22px;margin:24px 0}.disclosure{background:#fff7e5;border:1px solid #ead39b}.note{background:#f3f6fa;border-left:4px solid #5d769d}.warning{background:#fff6f2;border-left:4px solid #a95035}.cta{background:var(--ink);color:#fff}.cta h3{color:#fff;margin:0 0 8px}.cta p{color:#e4e8f0}.button{display:inline-block;background:var(--gold2);color:#101010!important;text-decoration:none;font-weight:900;padding:12px 17px;border-radius:9px}
.side-cta{background:var(--ink);color:#fff}.side-cta p{color:#e4e8f0;font-size:.93rem}.side-cta a.button{width:100%;text-align:center}
.table{overflow-x:auto}.table table{width:100%;border-collapse:collapse}.table th,.table td{padding:12px 13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:var(--cream)}
.kicker{display:inline-block;padding:4px 9px;border-radius:999px;background:#efe6cf;color:#70531b;font-size:.77rem;font-weight:800}
.source-list{font-size:.91rem}.source-list li{margin:.45em 0}.small{font-size:.9rem;color:var(--muted)}
footer{background:#10192b;color:#e0e6ef;padding:42px 0;margin-top:55px}footer a{color:#f0cf7e}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.footer-note{border-top:1px solid #33405a;margin-top:26px;padding-top:20px;font-size:.88rem;color:#bdc6d6}
@media(max-width:900px){header{position:static}.nav{flex-wrap:wrap;padding:13px 0}.brand{flex:1}nav{order:3;width:100%;justify-content:flex-start;overflow:auto;padding-bottom:4px}.article-shell{grid-template-columns:1fr}.sidebar{padding-top:0}.sticky{position:static}.grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.grid{grid-template-columns:1fr}.header-cta{font-size:.8rem;padding:9px 10px}.hero{padding:52px 0 40px}}